What can the AI Assistant do?

It answers tax questions in plain English using the strategies and rules curated by our reviewer panel. It cites the sources behind each answer (ATO pages, strategy IDs) and refuses to give personalised tax advice — escalating to your tax agent when the conversation moves past general information.

How are strategies kept up to date?

An automated pipeline crawls the ATO website daily for changes to the pages our strategies cite. When a citation changes, the strategy is flagged for re-review by a TPB-registered tax agent on our reviewer panel before it's marked endorsed for the new financial year.

What financial years does the platform cover?

FY2024-25 and FY2025-26 are fully modelled. Earlier years are available for historical comparison; future years are progressively endorsed as the ATO publishes confirmed rates and thresholds.

Can I use this without a tax agent?

Yes — consumer and business workspaces self-serve. The platform surfaces strategies and forecasts. Lodgement (BAS/IAS/income tax returns) still requires a registered tax agent, which you can engage through our marketplace or invite your existing agent.

Platform Features

Features built for Australian taxpayers

Strategy matching, scenario modelling, an AI assistant that knows the ATO ruleset — all grounded in ATO sources, with a registered-agent review layer on the way.

FY24–26 Financial years modelledTPB Registered review panelATO Source-cited strategiesAU Australian-hosted (Sydney)

Core Tax Engine

Automated strategy matching, real-time alerts, document parsing, and a Tax Health score on your own numbers.

Curated Australian tax strategy library

Match yourself to eligible strategies — work-from-home deductions, investment property planning, salary sacrifice optimisation, CGT concessions and more. Each is grounded in ATO sources, and we're building a TPB-registered agent review layer to endorse them.

Tax Health Score

A score out of 100 that rates your tax position. Track it over time and see what's worth fixing before EOFY.

Real-Time Alerts

Automated alerts monitor ATO changes, threshold breaches, deadline reminders, and strategy updates so you don't miss anything that affects you.

Grants Hub

Match yourself to government grants across federal, state, and local programs with eligibility scoring and application tracking.

PDF Document Parsing

Upload payslips, PAYG statements, or investment reports. Our engine extracts the numbers with confidence scoring and auto-populates your analysis.

Multi-Year Analysis

Compare your tax position across multiple financial years. Track trends and forecast future tax with payslip-based projections.

AI-Powered Intelligence

Claude-powered copilot, 30+ automated agents, 7-layer guardrails, and a RAG knowledge base — every answer cited.

AI Tax Assistant

An AI assistant grounded in Australian tax law. Answers your questions instantly with ATO source citations. Built-in safety guardrails reduce the risk of hallucination.

Autonomous background agents

Background agents monitor ATO sources, validate URLs, discover new strategies, audit compliance, check credentials, and embed knowledge — keeping the platform fresh.

7-Layer AI Guardrails

Enterprise-grade safety: input sanitisation (60+ attack patterns), topic classification, checksum-validated PII masking (TFN, ABN, Medicare, bank & card numbers), output filtering, audit logging, dynamic rules, and abuse detection.

RAG Knowledge Base

AI responses grounded in indexed ATO content using vector embeddings. Every answer cites its source. Knowledge auto-refreshed by scraping agents.

Modelling & Tracking

Scenario modelling, payslip-based income forecasting, and strategy tracking so you can plan before you act.

Scenario Modelling

Model salary sacrifice, investment property, super contribution, and CGT scenarios to see the tax impact in real time, side-by-side.

Income Forecasting

Payslip-based income projections show your year-end tax position before EOFY. Proactive, not reactive.

Strategy Tracking

Track which strategies you've implemented, see savings breakdowns, and get follow-up reminders for time-sensitive actions.

How Advisory Stack works

From a free Tax Health Check to a registered-agent consult, in four steps.

Run a free Tax Health Check

Pop in your numbers — gross income, entity type, a few details about your situation. No login required for individuals or sole traders.

See your score and matched strategies

We score your tax position out of 100 and surface the 3–5 strategies that actually apply to you, with a dollar saving estimate on each.

Model before you act

Plug a strategy into the scenario modeller and see the effect on your tax payable, take-home, and super balance — on your real numbers.

Talk to a registered tax agent

When something material changes — a job, a property, an EOFY decision — book a consultation with a registered tax agent through the platform.

Advisory Stack vs ‘figure it out yourself’

How modelling tax on your own numbers compares to spreadsheets, ad-hoc Googling, or a one-off consult.

Feature	Advisory Stack	Manual
Tax strategy matching on your numbers
Automatic ATO updates
AI Q&A with ATO citations
Real-time threshold alerts (MLS, super cap)
Scenario modelling		Spreadsheets
Grant eligibility matching
Registered-agent review layer	In rollout	Sometimes
Time to first answer	Minutes	Days / weeks
Cost	Free Health Check	$200+ per consult

See these features on your own numbers

Run a free Tax Health Check in under three minutes. No login for individuals or sole traders.

Run my Tax Health Check View pricing