AI Disclaimer
Last updated: 3 June 2026
AI-Generated Content — Not a Replacement for Professional Advice
Advisory Stack uses artificial intelligence to assist with tax analysis and general tax information and modelling. All AI-generated content is clearly labelled and should be reviewed by a qualified professional before any action is taken.
1. How We Use AI
Advisory Stack employs AI technology (powered by large language models) in several areas:
- AI Tax Assistant (Advisory Assist): an interactive assistant that answers Australian tax questions based on verified knowledge sources
- Tax analysis: automated assessment of financial data to identify potential strategies and savings
- Strategy modelling: AI-matched general tax information and modelling based on user-provided financial information
- Content generation: draft emails, summaries, and action plans
2. AI Content Labelling
All AI-generated content on the Platform is clearly identified with an "AI-generated content" label. This includes:
- AI Assistant chat responses
- Strategy modelling descriptions
- Automated analysis summaries
- AI-drafted communications
3. AI Is Not Professional Advice
AI-generated output is provided for educational and informational purposes only. It is expressly not a substitute for advice from a registered tax agent, CPA, or licensed financial adviser. The AI:
- Does not hold any professional licence or registration
- Cannot account for your complete personal circumstances
- May produce errors, omissions, or outdated information
- Should always be verified by a qualified human professional
4. Verification and Currency
Rate-based AI outputs (tax brackets, thresholds, contribution caps) include a "Verified against ATO as of [date]" label. This indicates when the underlying data was last confirmed against ATO publications. Between verification dates, tax rules may have changed.
5. AI Safety Measures
We implement multiple layers of AI safety:
- Input validation: all user inputs are screened for prompt injection and off-topic content
- Topic enforcement: the AI is restricted to Australian tax, superannuation, and grant topics
- Output filtering: responses are checked for inappropriate content and unsupported claims, and screened for TFN-formatted values
- Audited AI gateway: AI requests pass through a single internal gateway rather than calling providers directly. It includes a de-identification layer that can replace structured identifiers (such as TFN-formatted values and ABNs) with placeholders before a request leaves our systems, re-inserting the real values inside our boundary on return. This is being progressively enabled across AI features.
- Disclaimer injection: legal disclaimers are appended at the platform level and cannot be suppressed by the AI
- Transparency log: where the de-identification layer is enabled, each AI request is logged with the categories of identifiers replaced (never the values themselves) so its handling can be reviewed for compliance
6. Distinction: AI Suggestions vs Professional Advice
| AI Suggestions | Professional Advice |
|---|---|
| General information based on published ATO rules | Tailored to your specific circumstances |
| Automated pattern matching | Professional judgement and experience |
| May contain errors | Professional liability and accountability |
| No duty of care | Fiduciary duty to client |
| Educational purposes only | Actionable personal advice |
7. Your Responsibilities
When using AI features on Advisory Stack, you agree to:
- Treat all AI output as general information, not personal advice
- Consult a qualified professional before acting on AI suggestions
- Not rely solely on AI for tax compliance or filing decisions
- Report any AI output that appears incorrect or misleading
8. Data and AI
Financial data submitted for AI analysis is processed in accordance with our Privacy Policy. AI conversations may be logged for quality assurance and compliance purposes. Your data is never used to train AI models.
9. Contact
For questions about our use of AI, contact us at support@advisorystack.com.au.